Zachary Morris

Branch Manager

Central East Branch

Kentucky, Tennessee, Indiana and Ohio 

NMLS: 1326238


M. Zachary Morris (Zach), born and raised in Dayton, Ohio, graduated from the University of Kentucky. His educational successes and his strong work ethic led him to his work in the housing industry.

Zach is now a Geneva Financial Branch Manager in Louisville, KY who will service Indiana, Kentucky, Tennessee, and Ohio. When asked what he likes the most about his role in helping clients with their mortgage needs, Zach said his answer is simple.

"I learned early on through my volunteer experiences at God's Pantry, Bluegrass Care and Rehabilitation, and the Head Start Program, that my job would have to involve helping people. That's exactly what I do. I work with people to help them by finding the best loan needed for their situation, and that's a good feeling."


Carmen Cristurean Geneva Fi Loan Officer Arizona Home Loans.jpg

Geneva Financial LLC. - Indiana, Kentucky, Ohio and Tennessee

Client Reviews for Zachary Morris and Geneva Fi

First Time Made Easy

Darren from Louisville, KY

Over the course of a six-month purchasing period, Zach was there day and night, would answer every question and if he didn’t know the answer, wasn’t afraid to admit that. Instead, he would put my nerves and high tide anxiety at ease with diligently researched, but most importantly, CORRECT answers. This may seem like a hit against his expertise, but my loan was an FHA loan and I soon became aware these aren’t the norm in the real estate world. The fact that he would push ego aside and research things for me, only proved that he was willing to do what was best for me as a client, rather than push along a loan, only to pull a ‘whoops’ at signing day, which so many first-time home owners encounter.

Bias is bias, but if it’s true, it’s true; I would highly recommend Zach for all your mortgage needs. Also, just to reference his parent company Geneva, they’re easy to deal with as well. The paperwork process was done online, with user-friendly reps and website interface, making the purchasing process smooth. Geneva is a company out of Arizona, so the time difference actually really works in your favor as a buyer on the east coast, because you can have all of your questions answered outside of business hours.

Quick and Easy

Tony from Bellevue, KY

Zach was very on top of getting me a loan for my first home purchase. Great rate, and the loan was completed within a month. My girlfriend and I were able to move in quickly. We love our new home and couldn't have done it without Zach.