Get Mortgage Rates for today!
Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back to you as quickly as possible with an estimated scenario.
369 East Central Ave
Winter Haven, Florida 33880
Licensed in: Florida (FL)
About Rafael Unzueta
NMLS ID 956709
I’m proud to say that I’ve been a lifelong resident of Central Florida and I have a passion for the residents and businesses in my area.
It’s been a blessing to be able to secure home financing for so many families over the years! As a Senior Mortgage Officer with Geneva Financial, I have access to many wholesale mortgage lenders, several of which are among the largest in the country.
Working for an incredible lender like Geneva Financial and also working with these national lenders, gives me many advantages over a bank's mortgage loan programs. As a matter of fact, I have been able to find home financing for many clients that were previously turned down by their bank. Shopping for a mortgage can be a little scary and confusing.
My promise to my clients is to do everything in my power to make the loan process simple and easy to understand. I also pride myself on being available to my clients at their convenience. The communication lines are open to me far beyond the operating hours of most banks. Most importantly, I strive to conduct my business with complete transparency with my clients and Realtor partners. It would be a pleasure to help you, my Realtor partners and clients, find the best mortgage products available.
MORTGAGE LOAN PROGRAMS & RESOURCES
USDA RURAL LOANS
FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)
DIY, DESIGN & HOME FINANCE BLOG
What My Clients Say
“Best experience ever!”
Rafael and his mortgage team exceeded our expectations! Great communication, extremely fast closing, excellent job! He's the best in the business! A++
“Professional and personable”
I am a licensed real estate agent in Central Florida. I have found Rafael Unzueta to be not only professional but very personable as well. Honesty is a must in his field and his integrity is tops." Lamanda Jones 5 STARS
“With us every step!”
Buying your first home can be scary. There is so much to do, so much information available, and so many options. What made our experience so much better was having Rafael with us every step of the way. He was attentive, thoughtful and thorough throughout the entire process. He exceeded our expectations, was easy to work with, and truly cared about our experience. 10/10 would recommend and use again.” Jarrod H.