Otto Alcon

 Sr. Loan Officer Michigan  

NMLS: 138809

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Otto has a B.A. in Education. He has been in Mortgage sales since 1997.

He has worked for several major financial companies; one position as a sales manager for Chase Bank.  In that year, he led a team of loan officers in his territory to increase production 150%,  while supporting nine different bank branches.

Otto was a Rising Star in his Division for Chase Bank in 2003 and member of the GMAC Mortgage President’s Club (5 years). He held the No. 1 spot in the country as GM Family First Loan officer.

Otto has a real love for the mortgage business and believes Geneva Financial is the best company he has had the pleasure to be associated with.

"When you work with me,  you will be treated with the highest respect and courtesy. I believe and follow the Golden rule; treat everyone as I would want to be treated. I have worked in the mortgage business since 1997. I bring a WEALTH of experience to every transaction to insure the smoothest process possible. I believe WHO you do business with is VERY important. Please read my reviews on my Zillow page. I am always ready to answer your questions."

Client Review Videos


Community Mission

Prison Ministry Serving others since 2015.

Otto Tux picture.jpg

Prison Ministry

Otto is active in his church and believes in giving back and serving in his community.

For the past few years he has been active in Men's Prison Ministry.

Otto believes that God's love can reach many through this mission. The blessing is watching these men transform their lives to follow God as they move ahead. The need for spiritual guidance is prevalent in today's prisons. 

By sharing the love and forgiveness of God, the mission is to change hearts and transform lives. Once a month, Otto is there at the Prison meeting with others sharing the good news.


Shepherds' Gate Lutheran Church 6 years

Hope Lutheran Church 31 years

Otto's love for music can be followed with his Orchestra.

Alcon Starlite Orchestra

Working with Otto Alcon

Working with a Professional Loan Officer can save you time. Otto offers you the best path for your home purchase because his past years of experience. He is here to do the work for you. Geneva Financial has a strong reputation and positive feedback from their clients. Their commitment is to excellence. 

Serving these Counties in Michigan: Macomb, Oakland, Wayne, Lapeer, Washtenaw, St. Clair, Genesee

Serving these Cities in Michigan: Macomb, Sterling Heights, Utica, Shelby Township, Washington, Romeo, Bruce TWP, Troy, Rochester, Rochester Hills, Auburn Hills, Birmingham, Berkley, Southfield, West Bloomfield, Waterford, Royal Oak, Farmington, Farmington Hills, Warren and Detroit.


Client Reviews Otto Alcon and the Starlight Team Geneva Financial


Great Teacher!

Extremely patient and helpful through the entire process! Always available and ready for any questions. Knew just the route for me to take for the easiest outcome. Definitely recommend to anyone ready to begin there home adventure! dmontagne277 from Port Huron, MI

Wonderful to work with.

Otto did a great job working on our loan. He really cares for his clients and works very hard. I would definitely recommend Otto to my friends for their home loan needs. Wayne and Lori S.

Totally Happy!

Otto Alcon has helped us with purchasing our old home and also our current home. We could not be more happy with him! He is very professional and down to earth as well. He knows what he is doing as well. We are very happy now in our forever home thanks to him. Carrie R- Warren, MI

Someone Who Will Work Tirelessly for you...

By the recommendation of my buying agent, I reached out to Otto for my first home purchase. I'm glad that I did! Otto has a lot of experience as loan officer. He knows the system's ins and outs. What I like most about Otto is that he explains each step of the process. He used to work as a school teacher which shines through how he explains all the financial jargon to person who initially knew little about the home buying process. Anytime I needed Otto, he was available. He would work late into the night to make sure I closed on time. He was there at the closing in person and by being there moved the process smoothly along without any hiccups. He is a great loan officer, great all-around person! April 2018

“When All doors were closed Mr. Otto was God sent!

Mr. Otto literally went the extra mile and beyond to meet our refinance need. Not only that but at a competitive rate. His kindness and professionalism were outstanding. He not only cleared all the hurdles in qualifying us, where everyone else shut us down. But successfully closed in on the refinance above and beyond all our expectations... we salute you Mr. Otto. highly recommended, professionalism, integrity, and straightforward person .... Rare breed these days!" Jack Coby Troy MI

"Working with Otto on my mortgage was seamless and very pleasant!! Otto came highly recommended by a co worker. He is very thorough and answered all my questions."Jennifer Schnars Auburn Hills MI January 2018


"Otto Alcon was amazing in helping us refinance our house!!! Was there to answer calls anytime we needed, and was always helpful throughout the process. If you want to refinance your mortgage, go to my guy Otto!!! You won’t regret it." Jon C January 2018


 Otto was great to work with.

I would definitely recommend Otto to my friends for their home loan needs. Lori S.

Always ready for action!

"I have used Otto Alcon for my last two home purchases. It has truly been a pleasure working with him and the team at Geneva Financial. Otto would answer and or return my phone calls immediately no matter how small the issue. He is professional and courteous at all times and will go out of his way to save me money. I cannot thank him enough for making my home purchases easy and enjoyable. I highly recommend him to anyone looking for a home mortgage." Gary W. June 2018

Absolutely a wonderful experience, this was my first time buy a house.

I had no idea what I was doing, but it was made easy by Otto Alcon, he take his work seriously, very professional he is polite and extremely helpful and resourceful.going above what he had to do .when I was confused about something he explained it in great detail.your not just another client you're his friend and he treat you as such. I would recommend Otto Alcon and the company he works for to anyone whether they were buying their first house or their third. It was truly a wonderful experience I am glad I chose Geneva Financial as my mortgage company😊Adam R.

"Otto came highly recommended to me by a friend, and I am so glad that I worked with him. He met with my wife and I and he took the time to actually personalize the mortgage process. He explained things to the point we understand what was happening and why it was happening. He was so detailed and professional with everything it really put me at ease.He was also extremely accessible. He always returned calls and texts and emails promptly. He came out and met me at my home. I really felt like he was more than just my broker, but more like my advocate. He got us a great mortgage and I would not hesitate to recommend his services to anyone." mpmacleod44 from Auburn Hills, MI Closed July 2016

"My wife, Violet Edwards, and I feel very fortunate to have worked with Otto on the recent refinance of our home. He is not only knowledgeable, professional & thorough, but was extremely patient with us throughout.. We cannot say enough about how he made a complicated process simple and highly recommend him to anyone looking for a mortgage representative." Lloyd Edwards

"First Time Home Buyer, Otto was kind enough to take ~3 hours out of his own time to meet with me and discuss the loan application process, etc... He was always available if I had any questions throughout the entire experience, day or night. Extremely helpful, patient and knowledgeable on the subjects when working with me. He even showed up to the closing to ensure everything was in order and if any questions needed to be answered. Would absolutely recommend!" Barnabus Sept 2017


Hard working, never give up attitude, personal care and attention to details. He walked me through every step. I highly recommend Otto and his people to anyone, period!  Randy C. 

It was a pleasure to work with Otto Alcon and his staff at Geneva Financial.

Otto is responsive to all questions, organized, through, and professional. I would highly recommend him if you are looking for a loan agent who is dependable and reliable in accomplishing the task at hand. April 2018

"Our journey from selling our current home and buying our new home went much easier with Otto looking after the financial side of things. Our loan had quite a few hiccups, but these were handled with professionalism by Otto and his team. We were kept informed and received regular updates. Otto worked extremely hard to get us to “Clear to Close” by the date we needed. It is when there are obstacles in the loan process you need Otto and his team as they make it happen! A great job that was well done." Paul Abbott Jan 2018

"Five stars for Otto Alcon at Geneva Financial! My wife and I spent the last couple months working with Otto in buying our first house. He made the process go as smoothly as can be for first-time home buyers and was truly happy to educate us whenever we had questions (and I had a LOT). He strove to make sure we were satisfied. I highly recommend Otto." Hayden Ladd January 2018

"I worked with Otto on a loan for new construction and the process was effortless. He was very professional, knowledgeable and experienced. Since this was my first home purchase he explained every part of the process thoroughly which made my home buying experience better than expected!" Warren, MI Closed Jan 2017


"This is our second time seeking the expertise of Otto and after the great experience we had the first time around, we had no reservation in contacting him again. He knows this business and is out to give you the best knowledge and options available. We have complete trust and have again experienced another easy, and efficient process. We were able to get the best possible outcome we could have hoped for. If you're looking for a great professional but an also genuinely kind person you've found your guy! We won't see anyone else." Michele and Aaron Dryden, MI Closed March 2017


Your Pathway Home with the Alcon Starlight Team