Charlotte, NC- Mount Holly Branch


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Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.

Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.

Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back you as quickly as possible with an estimated scenario.


Branch Address:

101 West Central Ave Mount Holly, NC 28120

Branch Manager

Joshua Stoner

NMLS #117617

Branch Line: 704-608-2100

Licensed in: North Carolina (NC), South Carolina (SC)


Meet Our Team

Josh Stoner NMLS #117617

Josh Stoner NMLS #117617

Brooks Beard NMLS#940533

Brooks Beard NMLS#940533

Robert Lenz NMLS#64142

Robert Lenz NMLS#64142

About Us

The southeast portion of the United States is steeped in history dating back close to 300 years. In the midst of progress and time, families have lived and established the area to be what it is today, filled with southern charm. A place to call home. 

The Charlotte Team and Branch Manager Josh Stoner take service seriously with our goal to take you on the smoothest path as we can to find the best lender to meet your needs. We want this experience to be a positive one as you make these decisions on a home purchase or refinance.

Our dedicated professionals will make sure this happens. From our local team members to our Corporate, we have years of experience paving the way.     

What Our Clients Say

“I'm so glad I met Josh Stoner he is a really great person”

This was my first time buying a house so I was nervous, everyone was telling me how bad it is. But Josh made it seem effortless. He was very punctual with getting things done, he always kept me posted on what was going on, and most importantly he answered any and all questions I had no matter how redundant I was. He was always polite and explained everything in detail. I would highly recommend to anyone buying a house to use Geneva. If your buying around Mount Holly and surrounding areas go see Josh Stoner. David C.

“We want to thank you Josh, and Geneva Financial LLC, for doing such a great job with our refinancing.”

We were dreading the transition but you made it so much easier than expected. You responded to our calls and e-mails quickly and solved our questions promptly, therefore, we are in a much better financial situation. Many thanks for your expertise and compassion.  Patricia and William M