Michael Rael is a relationship builder whose driving force is helping people achieve their dream of homeownership. Entering the mortgage industry in 2004, this Southern California native has personally helped thousands of homeowners purchase and refinance their homes with Low Rates, Exceptional Service, and Advice You Can Trust.
Every client has a unique financial goal. Whether you are a first-time homebuyer or a seasoned investor, count on Michael to guide you through the often difficult and confusing process of obtaining the best loan to suit your specific needs. With 18 years of lending experience, Michael has extensive knowledge in a wide array of financing options, from purchase to refinance, government loans (FHA, VA, USDA), conventional, and jumbo loans.
Michael and his Geneva team strive to ensure a seamless transaction focused on communication and dependability. Highly regarded for his attention to long-term mortgage management, Michael has built a solid network of referrals and repeat business which speaks to his success.
Specialties: VA, FHA, FNMA, FHLMC, USDA, ALT-A / Non-QM