Get Mortgage Rates for today!
Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back to you as quickly as possible with an estimated scenario.
3155 S. Price Road, Suite 105, Chandler, AZ 85248
Licensed in: Arizona (AZ), California (CA), Nevada (NV)
About Melissa Oldham
NMLS ID 1771407
Melissa Oldham is a top performing Mortgage Professional located in Arizona. With my extensive knowledge of the ins and outs of the ever-changing mortgage industry my goal is to make the process as quick and painless as possible! I am passionate when it comes to helping my customers whether it be purchasing the home of their dreams or saving money when refinancing.
MORTGAGE LOAN PROGRAMS & RESOURCES
USDA RURAL LOANS
FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)
DIY, DESIGN & HOME FINANCE BLOG
What My Clients Say
My husband and I just refinanced our home through Melissa. Melissa was wonderful and kept us informed every step of the way and even took our calls late in the evening when we had questions. Melissa also has a supportive team behind her that helps to keep everything running smoothly. The process was very easy and only took 2 weeks from start to finish. Being a Realtor, I know many Loan Officers, but I chose to work with Melissa and I will refer my clients to her without hesitation. I look forward to working with her again
“Smooth and stress-free process!”
Melissa was incredible to work with. She was on top of the loan process from start to finish. I can honestly say this was one of the easiest transactions I've completed with a lender as a Realtor. And.....she got the loan ready for closing 10 days before the COE! We look forward to working with you again! Thank you so much Mo Loans
“She’s the best!”
Melissa Oldham is an absolute all-star! I was beginning to feel as if owning my first home was a dream with my current loan officer constantly pushing back my loan due to one reason or another. Shortly after meeting Melissa, she seemed highly confident that she could close my loan with no issues quickly. I was very apprehensive to starting this entire process over again which had already been a nightmare for me with my current loan officer at the time, but she assured me this would be a much faster and less stressful process. Immediately after taking over my loan, Melissa did exactly as she promised! I was notified for every update throughout the entire (short) process of the loan and it was closed in 10 business days!!! I couldn’t believe it. My family and I couldn’t thank you enough. Woohoo!