Jumbo Loan

Trailblazer Jumbo

• Prime Non-Conforming
• Max 90% LTV
• Loan Amounts up to $3,000,000
• Cash-Out up to 80% LTV
• Condos up to 85% LTV
• DTI up to 43%
• Credit Score Down to 660

Trailblazer Plus Jumbo

• AUS (DU or LP) Findings for Income and Asset Requirements
• Max 90% LTV
• Loan Amounts up to $3,500,000
• DTI up to 50%
• Credit Score Down to 660
• Low Reserves Based on AUS and Loan Amount

Champion Classic & Achiever Expanded Credit

• Loan Amounts up to $3,000,000
• Credit Scores Down to 620
• Bank Statements and Full Doc Income for Qualifying
• 30-Year Fixed with 10 Year Interest Only Option available
• Purchase, Rate & Term, and Cash-Out
• Non-Warrantable Condos Permitted
• First Time Homebuyers Allowed
• Texas Cash-Out available
• LTV up to 90% (Champion Only)
• Asset Utilization up to 90% LTV (Champion Only)
• No MI Required

VA Jumbo:

If you are a veteran looking for a home loan that has a purchase price above the conforming loan limit, you’ll want to look into a VA Jumbo loan program.

This is designed for loan amounts above$548,250 and may reach $822,375 in high-cost areas. Using your benefits as a veteran allows for you to have less strict qualifying requirements. Depending on your credit score, you may still qualify for no down payment- even on a higher loan amount!