Disclosures and Licenses

Copyright©2024 Geneva Financial, LLC, NMLS #42056

Equal Credit Opportunity Act

Geneva Financial LLC is an Equal Housing Lender. Geneva does not engage in, and The Federal Equal Credit Opportunity Act prohibits, discrimination against credit applicants on the basis of sex, marital status, race, color, religion, national origin, age (provided the applicant has the capacity to contract), whether all or part of the applicant’s income is derived from any public assistance program, or if the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency which administers compliance with this law concerning this lender is the Federal Trade Commission, Equal Credit Opportunity, Washington DC, 20580

This is not a commitment to make a loan.  Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Not all applicants will qualify. Approvals are subject to underwriting guidelines, interest rates, and program guidelines. Approvals are subject to change without notice based on applicant’s eligibility and market conditions.  Geneva Financial LLC is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Geneva Financial LLC is approved to participate in FHA programs but the products and services performed by Geneva Financial LLC are not coming directly from HUD or FHA.  Geneva Financial LLC NMLS #42056 is an Equal Opportunity Lender and Equal Housing Lender. 180 S. Arizona Ave STE 310 Chandler, AZ 85225. 1-888-889-0009.  AZ BK #0910215

Geneva Financial LLC State Disclosure Requirements

Geneva Financial LLC is a mortgage lender licensed in many states. The following states require the specific disclosure of licensing information below.

• Alabama – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Consumer Credit License #22446
  
• Alaska – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Mortgage Broker/Lender License #AK42056
• Arizona – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Mortgage Banker License #BK-0910215
• Arkansas – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, (888) 889-0009
• California – Geneva Financial LLC , NMLS #42056, Licensed by Department of Business Oversight, under the California Residential Mortgage Lending Act and California Finance Lenders Law #603G564
• Colorado – Geneva Financial LLC, NMLS #42056, (888) 889-0009, Regulated by the Division of Real Estate
• Connecticut – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Department of Banking, Mortgage Lender License ML-42056
• Delaware – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Office of the State Bank Commissioner, Lender License #020222
• District of Columbia – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225,DC Department of Insurance, Securities and Banking, Mortgage Dual Authority License MLB42056
• Georgia – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, NMLS #42056. Georgia Residential Mortgage Licensee #43218
• Hawaii – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Department of Commerce and Consumer Affairs, Mortgage Loan Originator Company License, HI-42056
• Idaho – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225,Department of Finance, Mortgage Broker/Lender License MBL-6976
• Illinois – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, NMLS #42056, Illinois Residential Mortgage Licensee MB.6761076, Illinois Department of Financial and Professional Regulation (IDFPR) Illinois Residential Mortgage Licensee Division of Banking, 555 West Monroe Street, Suite 500, Chicago, Illinois 60661, All Inquiries: 1(888)473-4858, TYY: 1 (866)325-4949
• Indiana-DFI – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Indiana Department of Financial Institutions, Mortgage Lending License #24849
• Indiana-SOS – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Indiana Secretary of State, Loan Broker License #42056
• Iowa – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Iowa Division of Banking, Mortgage Banker License #2017-0134
• Kansas – Licensed Mortgage Company, Geneva Financial LLC, NMLS #42056, Kansas Mortgage Company License MC.0025533
• Kentucky – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Department of Financial Institutions, Mortgage Company License #MC386767
• Louisiana – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Louisiana Office of Financial Institutions, Residential Mortgage Lending License
• Maine – Geneva Financial LLC, Department of Professional and Financial Regulation, NMLS #42056, Supervised Lender License # 42056
• Maryland – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Maryland Department of Labor – Office of Financial Regulation, Maryland Mortgage Lender License #42056
• Massachusetts – Geneva Financial LLC, NMLS #42056, Mortgage Lender License ML42056
• Michigan – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Michigan Department of Insurance and Financial Services (DIFS), 1st Mortgage Broker/Lender/Servicer Registrant, FR0023602, 2nd Mortgage Broker/Lender/Servicer Registrant, SR0023603
• Minnesota – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Minnesota Commerce Department, Residential Mortgage Originator License, MN-MO-42056, Other Trade Name #1, MN-MO-42056.1, Originator License Other Trade Name #2, MN-MO-42056.2
• Mississippi – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Registered Mortgage Company
• Missouri – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Missouri Division of Finance, Mortgage Company License #42056
• Montana – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, NMLS #42056
• Nebraska – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Department of Banking and Finance, NMLS #42056
• Nevada – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, NMLS #42056, Nevada Mortgage Company License #3195
• New Hampshire – Licensed by the New Hampshire Banking Department, New Hampshire Mortgage Bankers License #22639-MB
• New Jersey – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, (888) 889-0009, Licensed by the N.J. Banking and Insurance
• North Carolina – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Office of the Commissioner of Banks, North Carolina Mortgage Lender License # L-162066
• Ohio – Geneva Financial LLC, Ohio Department of Commerce, Ohio Residential Mortgage Lending Act Certificate of Registration 804268.000, NMLS #42056
• Oklahoma – Geneva Financial LLC, Other Trade Name in OK Ridge Lending Group, Mortgage Lender License – Other Trade Name #, License # ML012357
• Oregon – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, License No ML-4799, NMLS # 42056
• Pennsylvania – Licensed by the Department of Banking –License #49163
• Rhode Island – Rhode Island Licensed Lender # 20193730LL, Rhode Island Loan Broker License # 20193731LB, NMLS #42056
• South Carolina – BFI – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance, Mortgage Lender / Servicer License #42056, Mortgage Lender/Servicer License – Other Trade Name #1, Ridge Lending Group, MLS – 42056 OTN #1
• South Dakota – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Department of Labor and Regulation, Mortgage Lender License # 42056 ML
• Tennessee – Tennessee Mortgage License # 124084
• Texas – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, NMLS #42056, Department of Savings and Mortgage Lending, Mortgage Banker Registration, Mortgage Company License
• Utah – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225,Utah Commerce – Department of Real Estate, Mortgage Entity License #8742515
• Vermont – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Vermont Department of Financial Regulation – Banking Division, Lender License #LL-42056, Lender License – Other Trade Name #1, Ridge Lending Group, License # LL-42056-1
• Virginia – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, NMLS #42056; (nmlsconsumeraccess.org), Broker License # MC-5932, Lender License # MC-5932
• Washington – Geneva Financial LLC, NMLS #42056, Washington Consumer Loan Company License CL-42056
• West Virginia – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Division of Financial Institutions, Mortgage Lender License # ML-42056
• Wisconsin – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Wisconsin Department of Financial Institutions (DFI), Mortgage Banker License #42056BA, Mortgage Broker License # 42056BR
• Wyoming – Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225, Department of Audit, Consumer Lender License # CL-4125, Mortgage Lender/Broker License # 3870

To access a list of all states Geneva Financial, LLC is licensed to originate loans, please click the NMLS Consumer Access Image below.

For additional licensing information, visit the NMLS Consumer Access page at: www.nmlsconsumeraccess.org

In Texas: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.

In Nevada:  We are providing you this notice pursuant to Nevada law. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call List by calling 888-889-0009 or at Geneva Financial LLC, 180 S. Arizona Ave STE 310 Chandler, AZ 85225.  For more information, contact us at the address above, or email customerservice@genevafi.com, with “Opt Out” in the subject line.  You may also contact the Nevada Attorney General’s office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E.  Washington St., Suite 3900, Las Vegas, NV 89101; telephone number:   1-702-486-3132; email BCPINFO@ag.state.nv.us

In California:  Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1. CA residents are provided a CA notice for additional choices.