Geneva Fi Comments and Feedback From Clients.

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 “Buying your first home can be scary.

There is so much to do, so much information available, and so many options. What made our experience so much better was having Rafael Unzueta with us every step of the way. He was attentive, thoughtful and thorough throughout the entire process. He exceeded our expectations, was easy to work with, and truly cared about our experience. 10/10 would recommend and use again.” Jarrod H. Dec 2018

Shepherd Warriner didn’t make me feel like I was just another customer but that he was actually taking care of a friend.

If it any point I had a question he was quick to get me an answer and he always stayed on top of anything going on with in my profile. In a couple cases he found where I was going to be double charged and made sure to get those things taken out of my file so I didn’t end up paying for them! To say the least it was very comforting having him on my side. As anyone going into this and trying to get a loan for anything I would say that you’re in safe hands with Shepherd! He has nothing but your best interest in mind! Thanks for making this as pain-free as possible! Joshua D.

I'm so glad I met Josh Stoner he is a really great person. This was my first time buying a house so I was nervous, everyone was telling me how bad it is. But Josh made it seem effortless. He was very punctual with getting things done, he always kept me posted on what was going on, and most importantly he answered any and all questions I had no matter how redundant I was. He was always polite and explained everything in detail. I would highly recommend to anyone buying a house to use Geneva. If your buying around Mount Holly and surrounding areas go see Josh Stoner. David C.

These guys (Dushan Arnold and Jenni Tieu) are definitely the best at what they do. We were up Against All Odds until we met them and few months later we were able to finally get our Dream Home we cannot express enough in words how we truly feel, whoever uses them will surely find out for themselves that they will go through extremes to get the job done and have people in their homes before they know it, love you guys always. Ricky V.

My husband and I first worked with Bob McDaniel when we bought our house 12 years ago. When we decided to refinance recently, Bob was the first person we called. We told him our goals for refinancing and he immediately went to work. The result was a mortgage that will allow us to more easily achieve our financial goals. His attention to detail and his thorough follow-up made the process seamless and painless. We highly recommend him for both initial mortgages as well as refinanced ones. Terry S.

It’s official- I’m a homeowner 😊   Thank you so much to Joshua Stoner with Geneva Financial for such a smooth, professional and stress-free process. I will certainly be recommending your services to others. It’s a good day- I am blessed. Amy M

Carlos Unzueta: There wasn't a moment in this process where I was lost or wasn't up to date on any thing. If I had any questions they were answered and this process went a whole smoother than what I had in mind as a first time buyer.

I want to say a big thank you to everyone involved in helping me to close on a house I love. It took about 10 months to find but when I did I didn't have to worry about a thing. 

I can't say thank you enough. Monique J.

I am so grateful that Miguel Serra helped me in purchasing home.

Miguel is excellent in terms of his professionalism, ample knowledge about lending/borrowing, quick action whenever I had questions and friendliness.Thank you, Miguel, for your excellent work.
You are the BEST! Hiroshabe U.

My wife and I wanted to refinance our home to reduce our monthly mortgage payment.

Being new to all this Dushan Arnold and Jenni Tieu (ATX Home Lending Geneva Fi) were above exceptional in explaining everything we needed to know. They were always available with any questions we had and responded in a timely manner. They made the whole process smooth and easy to follow. They went out of their way working extra hard with a limited time frame to get our home refinanced before my wife and I went on our vacation. We are very pleased with the results. Highly recommend them to anyone looking to refinance their home. Ben G

What is the most important thing my Geneva Fi Team could do to exceed your expectations? (With Cindy Kirkpatrick Baker)

Anyone that is always fair, honest and takes their work seriously. I believe you work from your heart and that is greatly appreciated! Would love to work with you and your team again in the future, possibly near future. I am grateful for the time you took to really look into mine and my husband's decisions. I also want to thank you for helping us figure out what is and or was going on with my husband's past obligations. It gave great insight on what and where we need to do from this point.   Our home search would continue to be Rising Sun, (Ohio County) Indiana. More within the town/school area for my son goes into High School this year. This is a Family Oriented town and we are grateful to be a part of it. And again, the time, effort, professionalism and experience that you and your team gave us, will be Highly Recommended to others. Have a Wonderful Day and continue to do the Great work and Service you've given! Truly Grateful!  Sincerely Appreciative, Tiffany H. 

My husband and I decided in November 2017 to relocate to Texas to finish our working careers and be closer to our daughter and her family.

This was no easy task since we lived in Southeast Iowa. We did find the perfect home it was within walking distance of our daughter and her family. Dushan and Jenni made our dream come true by taking charge of our financial needs we will continue to work with Jenni Tieu and Dushan Arnold on our future financial needs. We successfully moved in to our house in April 2018. Sandy P

It was a pleasure to work with Otto Alcon and his staff at Geneva Financial.

Otto is responsive to all questions, organized, through, and professional. I would highly recommend him if you are looking for a loan agent who is dependable and reliable in accomplishing the task at hand. April 2018

Someone Who Will Work Tirelessly for you. Otto Alcon

By the recommendation of my buying agent, I reached out to Otto for my first home purchase. I'm glad that I did! Otto has a lot of experience as loan officer. He knows the system's ins and outs. What I like most about Otto is that he explains each step of the process. He used to work as a school teacher which shines through how he explains all the financial jargon to person who initially knew little about the home buying process. Anytime I needed Otto, he was available. He would work late into the night to make sure I closed on time. He was there at the closing in person and by being there moved the process smoothly along without any hiccups. He is a great loan officer, great all-around person! April 2018

I have been lucky enough to work with Darla Epton-Marshall on several loans.

Very thorough and knowledgeable. She helped me through my loan that was very difficult (understatement), and got me into a far better situation. I not only would recommend her, I do recommend her to everyone I know... Thank you, Darla! I always know I am in good hands with you! 5 stars Damara L.

I truly appreciate the care and time that was put in to ensuring I received the best financial options available to me as I closed on my home purchase.

Thank you again for everything Jonathan Reece. Your guidance and support are next to none, and I will be sure to recommend you all to anyone I know in need of a mortgage.

Jennifer D.

I love working with Robin Hill. This is the second time I have worked with her. She is very knowledgeable and helped with deciding what interest rate to lock in. She gave us all the choices and how they worked. Love love love her. I will definitely be calling her when I refinance. Susan M

"Otto Alcon was amazing in helping us refinance our house!!! Was there to answer calls anytime we needed, and was always helpful throughout the process. If you want to refinance your mortgage, go to my guy Otto!!! You won’t regret it." Jon C January 2018

Holly Sanders is amaaaazing!!! She is so patient and friendly and easy to talk to! We just closed on our house before Christmas and she was awesome! She walked us through everything and kept it so simple, she's a sweetheart, very easy to work with and HIGHLY Recommended. I will be sending all of my friends and family to her when they are ready as well. Hands down, the best Loan Officer to work with. -LOLA SKYE BELIS

Quick and Easy

Port Saint Lucie, FL with Jennifer Picardi

I could have not asked for any thing faster. They helped me get my home closed and they were always a step ahead and had answers when I had questions, even after closing, they called or emailed asap with an answer. Will not be looking any where else for a lender when I need one. T.S. Oct 2018

Dushan Arnold and Jenni Tieu are amazing!!!! From being available at the drop of a hat, to making sure both my clients and I had all the information, time and dates we needed. They were brought in a little late on a new home deal but didn’t stop them from having everything done and ready before our close date!!! Looking forward to working with them again in the near future! Thanks!!!! - Missti Polluck - Starlight Homes

Great Teacher!

Otto was extremely patient and helpful through the entire process! Always available and ready for any questions. Knew just the route for me to take for the easiest outcome. Definitely recommend to anyone ready to begin there home adventure! dmontagne277 from Port Huron, MI

I cannot say enough about my experience with Stacey Larson! When I initially reached out, I wasn't even sure I wanted to refinance; however, she provided me with the necessary information to assist me in making a well-informed decision. Throughout the entire process, she communicated with me, and walked me through all the forms and requirements, and made me feel both comfortable and confident! I never felt pressured to make a decision, yet she followed up appropriately to ensure I got the best rates. I'm glad I made the decisions I made, and don't know that I would have gotten there without her guidance, so If you are considering purchasing a home, or refinancing the one you currently own I highly recommend Stacey, and the Geneva team!!”  - Angela B

Bob McDaniel has helped us finance/refi. several properties. He is on top of the details, kept the process moving forward. He made sure we got the best interest rates. With his years of experience, he was able to intuitively foresee what documents, letters & items the lender would require well in advance of them requesting them. We will use his services again & highly recommend him! Jennifer B.

Jonathan Reece represented my buyer as the lender in buying her first home. Jonathan had the patience of "Job," when working with this buyer in answering questions and waiting for the buyer to respond to important tasks the buyer needed to do. Jonathan was caring and very knowledgeable and provided great rates! I will definitely recommend him to my buyers. Nora E.

Totally Happy!

Otto Alcon has helped us with purchasing our old home and also our current home. We could not be more happy with him! He is very professional and down to earth as well. He knows what he is doing as well. We are very happy now in our forever home thanks to him. Carrie R- Warren, MI

Jaclyn Pressley was absolutely amazing through my FIRST home buying experience!!!

Whenever I had any questions she was thorough and honest ... she wanted what was best for me and that meant everything. Jaclyn made it so I closed in 30 days and even came to my closing which was the best part. Not only do I highly recommend her, but I'd use her again - hands down!!! Thanks so much!!! Adrienne M.

I have worked with Jonathan Reece on multiple occasions personally and with my clients.

The word I can say about working with Jonathan is you feel "safe." He is creative but conservative. He cares about the clients and is great at making sure you are understanding where you are at in the process. I couldn't speak higher of my experience!

Today was my first time talking to Kammy Nelson and I really enjoyed it.

Kammy is very friendly and seems very eager to help her customers. I have been terrified for 2 years to even start the process, but today I am starting because of her! Whitney P

I can't put in enough words the amount of work Mr. Tames put in in order to get my home closed in a timely fashion.

He went above and beyond in walking me through each step that was taken with not only myself, but with my Realtor and Seller Agent. I could call him at anytime and he would be there to answer all of my questions. I have since referred a friend to use Mr. Tames. - Melissa B

I have an unusual job and travel a lot so I can say I wasn't one of his easiest...

My first experience with Mike Alaimo was a refinance and he made it a seamless transition. He was very professional and punctual which is my favorite attribute of his. I have an unusual job and travel a lot so i can say i wasn't one of his easiest clients but he made it all worthwhile. I would definitely use him again and recommend him highly. Tampa Florida

We used Geneva Financial to refinance our home in the fall of 2017.

Working with Scott Peary and his team made the process quick and seamless. They were clear on what was needed and were able to get us approved within weeks. Needless to say, we are happy customers and very thankful for all their assistance.

John and Joette

"Our journey from selling our current home and buying our new home went much easier with Otto Alcon looking after the financial side of things. Our loan had quite a few hiccups, but these were handled with professionalism by Otto and his team. We were kept informed and received regular updates. Otto worked extremely hard to get us to “Clear to Close” by the date we needed. It is when there are obstacles in the loan process you need Otto and his team as they make it happen! A great job that was well done." Paul Abbott Jan 2018

You have gone “above and beyond” to help us in our efforts to move, and in timeliness in the face of adversity (of hurricane proportions)!

Thank you for all that you have done for us. We certainly do not know all the behind-the-
scenes work that had to be done by you and your business associates, and we can only imagine what patience, expertise & understanding you had to have for our benefit, but we are grateful. We hope your future will be bright and gratifying in all you do.

Very Sincerely,

Marcus & Dianna Hall

"Emmett Dempsey goes above and beyond to service clients. He was very punctual and kept us on schedule throughout the process. This was our first home purchase and Emmett went the extra mile to make sure we were informed and confident in our decision to structure the mortgage. He made himself available to us even some nights and weekends. Can't say enough good things about Emmett. No doubt we will use him again in the future!" October 2017

Just wanted to give a shout out to Darla Marshall a mortgage broker with Geneva Financial in Happy Valley Oregon. I'm a local Real Estate Broker with Better Homes and Gardens Real Estate and have worked with Darla for many years now. In my 19 year career I've experienced different levels of service, professionalism and knowledge and Darla has exceeded them all. She is an outside of the box thinker and always brings solutions to the table, never gives up on a client no matter how challenging a file may be and her communication skills are superb. I trust her with all my clients and my own mortgage needs. Her positive and can do attitude is a bonus and our clients feel confident referring their friends which is the greatest compliment we can get. Working with Geneva Financial has proven to be a great deal for our clients with their ranking that results beating everyone's rates and the support of knowledgeable and detailed oriented processor Dolcie is just a cherry on the top of the cake. I'd recommend them to anyone that's looking to buy or refinance in a heart beat. – Marketa Pospisil

Carlos is beyond AMAZING. He is so very helpful and friendly. He does a wonderful job explaining things and makes sure you understand everything. His knowledge is very comforting and he always says the right thing. I am a potential first time home buyer and I know I would be a wreck without him. Thank you Thank you Carlos for being you!!! Ashley Hemenway Bly

 I worked with Bob McDaniel almost 10 years ago while buying my first home and again recently while purchasing an investment property.

He has done a great job through both of those transactions. Bob had impeccable communication and professionalism and answers the phone every time you call. He also has the experience to push though a tough transaction like this last one. Without Bob I’m not sure we would have made it to closing. I am very grateful for all his hard work and would highly recommend him to anyone looking at purchasing a property. Charles C

Mr Jason Diaz helped me get a loan for my first house. I was a nervous wreck and he calmly walked me through process. He even found me a down payment assistance program. The program attempted to change the requirements on me and Mr Diaz set a meeting with their board and personally represented me in the fight. I received everything promised at the end of the day.

I would also like to mention he introduced me to an agent that found me my place. Mr Diaz and his team were amazing and I have recommended them to friends and family. Thanks again Mr Diaz.

Jeff Winship is simply amazing.

My first experience with Jeff was on an extremely difficult deal, the file had been rejected by 2 other lenders. Jeff took the time to look over the file, he asked the questions that were necessary to get all of the information needed - The result? A clear to close! Jeff goes the extra mile & cares about people, he listens. Jeff has proven that he is of the old school when it comes to service, a skill set that seems to be lost in the mortgage industry. His knowledge of current guidelines is always up to date & relevant, his service cannot be matched. I HIGHLY recommend Jeff for any mortgage needs you or a client may have. He has earned my respect, loyalty & my referrals. Liz L.

Thanks a million Juan Salas!!

ibanezx770 from Houston, TX

Juan Salas was terrific to work with. Honest, knowledgeable, professional, always at your service, and simply a pleasure to work with. Juan was able to offer me a very low rate and the loan process was smooth and easy. Juan not only consulted me about my immediate home purchase, but also on best practices on building a real estate portfolio for my future. When I first started looking at homes, I was focusing on distressed properties (with high risk). Juan assessed my risk tolerance and after further evaluation, I decided to buy a well kept home (with very low risk), which I will be making a conservative $400/month positive cash flow. Thanks a million Juan Salas!! We will be doing business again soon.

Otto Alcon was a pleasure to work with.Very friendly, efficient and did everything that was needed in a timely manner. Helped us to close very quickly without a hitch. We truly appreciate his help.

Vikki Rogers is Fantastic! Vikki really supported me all the way through the closing of my house.

I have heard horror stories about closing on a house. Vikki did a great job leading me through the process & really supporting me so on closing day it was seamless. Highly recommend Vikki if you are looking for support in purchasing a home! Thank you Vikki for everything you did to make my first home purchase a breeze! Debbie H.

Thank you to Jenni Tieu for taking the time to provide me with her expert knowledge on VA loans! My questions & concerns were answered and I definitely plan on utilizing her services once I get ready to sell/buy. Also, because VA loans are a bit more complex and is what most active duty military members, retired and veterans like myself utilize, it was reassuring to know how much knowledge Jenni was able to provide me. Thank you!

Miguel Serra is a pleasure to work with.

He is prompt in his communication and follow up. He makes sure the client understands the loan process and he has helped many of my clients get to the closing table smoothly and quickly. Overall, Miguel is an A+ Superstar loan officer and I couldn't be happier having him on my team for each transaction we do together! Wendy from SUGAR LAND, TX  2018

"After talking with a different lender and being turned down, I was about to give up when my friend referred me to Louis Baca. He helped me to understand what was affecting my credit score and after two months, my score was high enough to buy my first home!" - Cheryl B

"Travis Smith was amazing with my financing needs!

He was not scared away by the tight timeline and did everything possible to ensure I was in my new home by Christmas. Travis goes above and beyond to ensure his clients are happy and get the home of their dreams. I would recommend him and the team to anyone I know and will be using them again in the future!" Misty C.

"Being first time home buyers we really didn't know the process or things we would need to be approved for a loan. That's where Doug Taylor came in. We had briefly met Doug through a friend and told him we were in the market and just starting to look around. Doug gave us his information and some basic background on what to do to get prepared.

When we called Doug back, a few short months later, he was more than helpful from the start. Doug took the time to explain all the paperwork and requirements that were needed and double checked everything with us. If there were any questions on dates of employment, credit history, residence history etc., Doug was only a phone call away day or evening. Doug worked with us tirelessly to get us into our new home and make the process as easy and stress free as he could!!

Thank you Doug for going above and beyond to make this dream of owning property a reality!!"

Sincerely, Joe and Suzy Stone

“Without all of your kind words and encouragement, I am not sure I would have made it through the home buying process. I love my new home, and know that you greatly helped me get it by working with locking in my interest rate at the perfect time.

Thank you again.” T. Hawks

"Holly Sanders at Geneva Financial was amazing she was there for me day and night to answer all my questions, calm me down when i got nervous. I would highly recommend Geneva financial to everyone. Thank you again Holly for everything oh and i can't forget Diana who worked with me also. You guys are a true blessing – Linda Livingston

"Emmett Dempsey will go above and beyond to make sure you are informed about what is going on with your financing. He will also take phone calls that fit around your schedule, very helpful for me since my schedule during this process has been very inconsistent." June 2017

Best Company I have ever worked with. My Loan Lady Cindy Baker was knowledgeable, detailed and trustworthy. Underwriting process went very quick and smooth. Closed earlier than expected. If I refinance again, I will use Geneva Financial. Mary Lou Kirkpatrick

"Our experience with Geneva was outstanding. From the beginning we felt like we were a part of a winning team and each member of our Geneva team worked tirelessly to make our loan process easy. At closing we were pleased to have had the dedicated professional guidance throughout the entire loan process. With 14 home sales and 15 purchases over the years, we have had quite a bit experience, but nothing was as smooth and easy as it was with Geneva Financial. Thank you to the north Texas Branch that worked tirelessly for us." Terry and Laurie January 2018

"Emmett Dempsey was extremely helpful is assisting my wife and I in our purchase of a condo at the Windjammer Yacht Club. Emmett walked us through step by step and assisted in every aspect of the purchase, financing, inspection and the closing. He made the entire experience an extremely pleasant one, with no hiccups, no surprises and a completely transparent experience. We would recommend Emmett to anyone making a purchase." June 2017

When All doors were closed Mr. Otto Alcon was God sent!

Mr. Otto literally went the extra mile and beyond to meet our refinance need. Not only that but at a competitive rate. His kindness and professionalism were outstanding. He not only cleared all the hurdles in qualifying us, where everyone else shut us down. But successfully closed in on the refinance above and beyond all our expectations... we salute you Mr. Otto. highly recommended, professionalism, integrity, and straightforward person .... Rare breed these days!" Jack Coby Troy MI