Florida- Central Branch



Get Mortgage Rates for today!

Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.

Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.

Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back you as quickly as possible with an estimated scenario.


Branch Address:

369 East Central Ave Winter Haven, Florida 33881

2411 Quantum Blvd Boyton Beach, FL 33426

803 US Hwy 27 South Sebring, FL 33870

Central Florida Processing Team


Michele Schatz Kiley Engler Daniela Buffington

Transaction Processor Mortgage Processor Mortgage Processor

Phone: (865) 322-2573 Phone: (239) 738-9779 Phone: (863) 812-3630


Branch Manager

Carlos Unzueta


Branch Line: (863) 268-7990

Licensed in: Florida (FL)


Meet Our Team

Carlos Unzueta NMLS# 347126

Carlos Unzueta NMLS# 347126

Rafael Unzueta NMLS# 956709

Rafael Unzueta NMLS# 956709

Jeff Wildermuth NMLS# 1266138

Jeff Wildermuth NMLS# 1266138

Sarah Sonneborn NMLS#41131

Sarah Sonneborn NMLS#41131

About Us

Our group is extremely driven to provide stellar client care and we truly appreciate our referral relationships that have built our team to one of Florida’s most respected production groups.  Making the closing deadline and keeping all parties well informed are top priorities for us and we appreciate the opportunity to earn your business and the chance to gain your trust.  From application day to closing day you will be taken care of by ONLY Geneva Financial team members with the same goal of closing timely and total client satisfaction. 

What Our Clients Say

Carlos Unzueta: There wasn't a moment in this process where I was lost or wasn't up to date on any thing. If I had any questions they were answered and this process went a whole smoother than what I had in mind as a first time buyer.
I want to say a big thank you to everyone involved in helping me to close on a house I love. It took about 10 months to find but when I did I didn't have to worry about a thing. 
I can't say thank you enough. Monique J.

Carlos and his team pulled off a miracle to get everything done on my home. Well above expectations. The entire team is knowledgeable and bend over backwards to help their clients. They go that extra mile for their clients which is HUGE!! Carlos and his team took on the challenge of my short sale dream home and made it a reality and even set up a mobile closing while I was vacationing in the mountains!!

We would like to thank you Ben for all of your help and support you provided in making our desires a reality. Mortgages are a stressful process and your diligence paid off, we closed before the holidays. Jennie Politsch

Buying your first home can be scary. There is so much to do, so much information available, and so many options. What made our experience so much better was having Rafael Unzueta with us every step of the way. He was attentive, thoughtful and thorough throughout the entire process. He exceeded our expectations, was easy to work with, and truly cared about our experience. 10/10 would recommend and use again.” Jarrod H.