Carlos Unzueta

District Production Manager  



Carlos Unzueta is a  veteran mortgage professional that has been in the mortgage and finance business for over 22 years. Carlos is very knowledgeable regarding all aspects of mortgage finance and real estate trends, especially in the Central Florida market.

Carlos Unzueta started his finance career with a small savings and loan institution at age 18 under the wings of many local well respected career bankers. From their teachings and training he gained such a love for mortgage finance and the importance of GREAT client care from application to closing. Carlos chose to further his banking career full time while attending college at night at Florida Southern College where he received a Bachelor’s Degree in Finance in 1994.

Carlos spent the first 11 years of his career working for BIG CORPORATE banks. After years of corporate changes and aggravation at the lack of client care he decided to make the move and become an independent mortgage consultant. Carlos joined Geneva Financial LLC. in June 2015 as a Senior Mortgage Consultant and he has been very excited for the future this company brings as it grows its branch network in Florida. Carlos has personally grown his business by offering professional, fair, and prompt client service over the years. This has brought many referrals from past and present clients as well as numerous Realtors he has worked with over the years.

"I look forward to the privilege of helping you finance any of your home mortgage needs." Carlos Unzueta

Florida Lending with Geneva Financial, LLC.

Client Reviews Carlos Unzueta and Geneva Financial LLC

"Carlos was recommended for the sale of my home. At the same time I was considering another lender for the purchase of my other home. I was excited to find out that Carlos was the person that gave me the first opportunity towards credit about 15 years earlier! I remember him with so much gratitude. After being set on another lender and speaking with Carlos about my requirements to possibly consider him, I finally made the choice to work with him. Carlos is one of the hardest working professionals I've met yet. He helped me tremendously with understanding terms and processes with the sale of my home (with no realtor) and the purchase of my new home. Anytime I worked with him I felt confident that he was doing everything possible for my best interest. His office staff helped with the process and even though they were extremely helpful, I completely felt at ease working directly with Carlos. He was readily available for even minor questions and details and he never lost his patience with me, or at least not to my knowledge!:). Working with Carlos was a great learning experience, I highly recommend him.."

ortegamaribel8 August 2017 5 STARS

"I was newly self employed. Most folks told me to wait two years. Carlos did the work to got me financing. I was able to submit most of what he needed electronically and then just showed up for the closing." Avon Park, FL May 2017 5 STARS


Carlos Unzueta: There wasn't a moment in this process where I was lost or wasn't up to date on any thing. If I had any questions they were answered and this process went a whole smoother than what I had in mind as a first time buyer.

I want to say a big thank you to everyone involved in helping me to close on a house I love. It took about 10 months to find but when I did I didn't have to worry about a thing. 

I can't say thank you enough. Monique J.

"Carlos is a great lender! If I had any questions or concerns, he was just one phone call away. He would also reply back to my phone call/email as soon as he can if I couldn't get a hold of him. He was there to help me throughout the loan process & made it an easy process as well. I would definitely recommend him."

Lake Hamilton, FL June 2017 5 STARS

"Carlos, from the moment I first spoke to him has been amazing. I was so frustrated just trying to find a lender that would finance larger plots of land. Carlos worked very hard to make my dreams come true. Thanks to Carlos and his team, my family is loving on the property we've prayed for."

Polk City Florida April 2017 5 STARS

"Carlos and his team pulled off a miracle to get everything done on my home. Well above expectations. The entire team is knowledgeable and bend over backwards to help their clients. They go that extra mile for their clients which is HUGE!! Carlos and his team took on the challenge of my short sale dream home and made it a reality and even set up a mobile closing while I was vacationing in the mountains!!"

Cypress Morgan June 2017 5 STARS

Coming Home to Winter Haven