ONE of only 155 people in our nation is a CRMP...and Chris Handy is with Geneva Financial LLC

“Being one of 155 people nationwide to have achieved this milestone is a testament to my commitment to reverse mortgages,” says Handy. “The process involved to receive this professional designation was long and arduous and adds to the level of expertise maintained by myself and the firm.”

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400 16th Street, NW Suite 420      Washington, DC 20036

Tel: 202.939.1760 Fax: 202.265.4435

www.nrmlaonline.org

Sparks, NV—Christopher Handy, a reverse mortgage specialist with Geneva Financial, joined an elite cadre of mortgage professionals who have achieved the status of being a Certified Reverse Mortgage Professional (CRMP). Handy earned the designation after he passed a rigorous exam and background check, thereby demonstrating a competency in the area of reverse mortgages and a dedication to uphold the highest ethical and professional standards.

Only 155 individuals nationwide currently have the CRMP designation.

“Being one of 155 people nationwide to have achieved this milestone is a testament to my commitment to reverse mortgages,” says Handy. “The process involved to receive this professional designation was long and arduous and adds to the level of expertise maintained by myself and the firm.”

To qualify for the designation, applicants must have originated reverse mortgages for a minimum of three years or personally closed at least 50 loans; earned 12 continuing education credits; completed NRMLA’s Ethics Course; passed a comprehensive exam; and a background check. The certification is valid for three years, during which time designees must earn 8 CE credits annually to be re-certified. Applicants who are not loan originators, but nonetheless work in areas vital to the business, such as training, counseling, processing, underwriting and servicing, must have three or more years of experience.

“Chris is one of 155 individuals with the Certified Reverse Mortgage Professional designation. As a CRMP, he has demonstrated knowledge and competency in the area of reverse mortgage lending, and is dedicated to upholding high standards of ethical and professional practice in the industry," said Peter Bell, President and CEO of the National Reverse Mortgage Lenders Association.

Reverse mortgages are available to homeowners 62 years old and older with significant home equity. They are designed to enable older Americans to borrow against the equity in their homes to help fund retirement needs, without having to make monthly payments as is required with a traditional "forward" mortgage or home equity loan.  Under a reverse mortgage, funds are advanced to the borrower and interest accrues, but the outstanding balance is not due until the last borrower leaves the home, sells, or passes away. Borrowers may draw down funds as a lump sum at loan origination, establish a line of credit or request fixed monthly payments for as long as they continue to live in the home.  To date, more than one million senior households have utilized an FHA-insured reverse mortgage. 

About Chris Handy

Christopher Handy has been a successful mortgage branch manager since 2002. In his tenure he has assisted numerous clients and their families in obtaining first homes, relocating to new areas, purchasing income-producing properties, refinancing their debt, and funding cash for home improvement.  He has assisted many seniors and retirees with reverse mortgage plans and is an expert on those programs.

Born in the Midwest, Chris spent his summers raising crops on his grandparent’s farm.  He understands the value of your hard-earned dollars.  So, no matter what the market conditions, Chris finds the best program for your scenario at the lowest cost he can structure.  He has a responsibility to do so and he fulfills it.

Besides being experienced, Chris has a solid educational background as well.  While working for Chase Manhattan Bank, he obtained his business degree from Arizona State University.  He keeps his wits sharp as an active member of MENSA and is an avid card player.  For recreation he is a big golfer and enjoys rounds and outings with his clients and friends.

About the National Reverse Mortgage Lenders Association:

The National Reverse Mortgage Lenders Association (NRMLA) is a membership organization comprised of over 300 companies and more than 2,000 people participating in the reverse mortgage industry. NRMLA serves as an educational resource, policy advocate and public affairs center for lenders and related professionals. NRMLA was established in 1997 to enhance the professionalism of the reverse mortgage business.

For information contact:

Darryl Hicks, Vice President, Communications  202-939-1784; dhicks@dworbell.com

CHRIS HANDY, Branch Manager - Geneva Financial, LLC.


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